A major uninsured or underinsured loss has the potential to disrupt and or even close your business. Typically this is linked to the purchase of generic policies and/or without risk advice.
The simplest solution is to engage with our team of experts to secure an insurance and risk program that is tailored to your business’s risk profile and needs.
Our Gallagher service offering
1. Risk assessment
The broker/risk adviser will review your business operations in depth.
2. Market research
Best cover options available.
- policy terms
- exclusions
- premium costs
- reputation of insurers including claims management reputation.
3. Quotes, options and recommendations
You’ll receive a tailored proposal with options from leading insurers.
- what each policy covers (and doesn’t cover)
- recommendations specific to your business risk profile
- total cost, including taxes and fees.
4. Policy placement
When you have determined the most appropriate insurer and placement option.
You receive:
- a certificate of currency (proof of insurance)
- a policy schedule
- policy wording (the fine print).
5. Ongoing support
Good insurance selection isn’t one-and-done.
Our brokers offer support throughout the year for:
- claims and loss management
- annual reviews
- advice and adjustments as your business grows or changes.